NMLS #15415 · Boonton, NJ

Your home loan deserves a craftsman, not a calculator

I've spent years mastering the details that turn a stressful transaction into a smooth closing. Every rate, every term, every deadline — handled with the care your biggest purchase deserves.

Call (973) 770-4900 Get Your Free Quote
Licensed in NJ
Local Boonton Expert
Guaranteed Rate Backing
What I Offer

Mortgage solutions built around you

Whether you're a first-time buyer, refinancing, or investing — I tailor every loan to fit your situation, not a spreadsheet.

First-Time Home Buyers

From pre-approval to closing, I walk you through every step. FHA, conventional, and down payment assistance programs explained in plain language.

Refinancing

Lower your rate, cash out equity, or shorten your term. I run the numbers honestly — if it doesn't make sense, I'll tell you.

Investment Properties

Duplexes, rentals, fix-and-flip — I understand investment lending and structure loans that work for your portfolio strategy.

Rate & Term Refi

Rates moved and you want to take advantage? I'll compare your current loan against current options and show you the real savings.

Jumbo Loans

Conforming loan limits don't cover your search? I specialize in jumbo financing for luxury and high-value properties in the area.

Construction to Perm

Building your dream home? One loan covers construction and permanent financing — simpler process, fewer closing costs.

Mike Brannigan, mortgage professional in Boonton NJ
About Mike

Local knowledge. National backing. Personal attention.

I'm based right here in Boonton — 421 Main Street, storefront level — and I've built my practice on one principle: your mortgage should feel like a conversation, not a interrogation.

As part of Guaranteed Rate, I have access to competitive rates and a full suite of loan products. But you're not working with a call center. You're working with me — someone who knows the local market, understands what matters to you, and will actually answer your phone.

I've helped dozens of families in Morris County navigate their first purchase, refinance their current home, and build wealth through real estate. Every file gets my direct attention from application to closing.

Boonton, NJ
(973) 770-4900
Why Work With Me

The difference is in the details

Most lenders treat you like a number. I treat your mortgage like the most important financial decision you'll make this year.

I answer my phone

Questions don't wait for business hours, and neither do I. You'll reach me directly — not a queue, not a chatbot.

No surprises, ever

Every cost, every fee, every contingency — I lay it all out upfront. You'll know exactly what to expect before you sign anything.

Rates that compete

Guaranteed Rate is one of the largest lenders in the country, which means I can shop multiple programs to find your best rate — not just the first one I see.

Real local expertise

I know Boonton, Morris County, and the surrounding communities. That local insight helps me spot issues before they become problems.

"Mike made what we thought would be a stressful process feel completely manageable. He was patient, thorough, and always available — exactly what you want when buying your first home."
J

Verified Client

First-time homebuyer · Boonton, NJ

Get In Touch

Let's talk about your home loan

Whether you're just starting to think about buying, or you're ready to apply — I'm here. Reach out by phone, email, or stop by my office on Main Street. No pressure, no obligation.

Office

421 Main St., Storefront
Boonton, NJ 07005

NMLS #

15415

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